EBC For Training & Development

Banking Insurance and Financial Services

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Code

Available Dates

Places & Fees

Registeration



Istanbul .. Cairo .. Tunis .. Muscat

3250 €

Dubai .. Kuala Lumpur .. London

3850 €

Paris .. Singapore .. Barcelona

Register


Istanbul .. Cairo .. Tunis .. Muscat

3250 €

Dubai .. Kuala Lumpur .. London

3850 €

Paris .. Singapore .. Barcelona

Register


Istanbul .. Cairo .. Tunis .. Muscat

3250 €

Dubai .. Kuala Lumpur .. London

3850 €

Paris .. Singapore .. Barcelona

Register

Istanbul .. Cairo .. Tunis .. Muscat

3250 €

Dubai .. Kuala Lumpur .. London

3850 €

Paris .. Singapore .. Barcelona

Register


Istanbul .. Cairo .. Tunis .. Muscat

3250 €

Dubai .. Kuala Lumpur .. London

3850 €

Paris .. Singapore .. Barcelona

Register


Istanbul .. Cairo .. Tunis .. Muscat

3250 €

Dubai .. Kuala Lumpur .. London

3850 €

Paris .. Singapore .. Barcelona

Register

1- Online Training...with international accreditation. The value of participation per person is €1,450

2-Requirement : specifying the course, number of participants
implementation date, and joint coordination.

Group contracting ... 20% Discount For Each Participant In Any Group Of Five Person Or More

Other Places To Hold The Course :

KualaLumpur.. Istanbul.. Dubai.. Cairo.. Riyadh.. Jeddah.. Abu Dhabi.. Doha.. Muscat.. Sharm El Sheikh.. Kuwait.. Tripoli.. Amman.. Beirut.. Damascus.. Tunisia.. Casablanca.. London.. Paris.. Barcelona.. Amsterdam.. Brussels

Fundamentals of Life Insurance and Retirement Savings

Introduction :

This training course provides the appropriate techniques to offer each participant the knowledge and skills needed for more productive work and to suggest the necessary adjustments required in behavior, towards greater efficiency. Private Life Insurance applications extend to our lives, our health, our debt protection, and our future. They can deal with hazards that threaten our beloved ones and our wealth, stemming from unforeseen situations such as an accident, or a dread disease, financial uncertainties, and many more. Private Life Insurance seems to be appropriate to care for our retirement years, and even more so in the current downturn of the Social Security systems to meet our desires and our needs for a retirement life with financial stability.

Course Objectives :

At the end of this course, the participants will be able to :

  • Define concepts of life insurance
  • Identify the insurance needs of the insureds
  • Follow the financial Planning process
  • Differentiate the various types of life insurance
  • Implement a lifelong retirement program

Targeted Audience :

  • Sales Insurance Professionals
  • Marketing Insurance Professionals
  • Client Service Departments
  • Call centers prospecting life insurance clients
  • Employees working in the underwriting, handling claims, and compliance department
  • Bank Employees who sell insurance together with banking products

Course Outlines :

DAY 1 : Fundamentals of Life Insurance 

  • The Definition and Objectives of Insurance
  • The Principle of Insurable Interest as Applied to Life Insurance
  • Utmost Good Faith and the Duty to Disclose
  • Actuarial Principles – How is the premium calculated?
  • Life Insurance Underwriting Procedures
  • Life Insurance Claims
  • Life Distribution Channels and Roles

DAY 2 : Identifying and Materializing Life Insurance Needs 

  • Personal Protection Needs of Life insurance – The Unforeseen Needs
    • Early Death
    • Permanent Disability
    • Medical Care
  • Personal Requirements for Systematic Savings – The Predictable Needs
  • Professional Insurance Needs – Protecting the Stakeholders’ Shares
    • Keyman Replacement
  • Identifying Financial Needs – Collection of Information Questionnaire
  • Financial Planning – The Disposable Income
  • The Financial and Insurance Planning Process

DAY 3 : Main and Supplementary Personal Insurance Products 

  • Term Insurance Types and Uses
    • Lump-sum and Family Income
  • Traditional Whole-life insurance Policies
  • Supplementary Benefits of Life Insurance
    • Waiver and Disability
    • Critical Illness
    • Long Term Care
  • The Personal Accident Plan
  • Medical Expenses and Health Insurance
    • Benefits and Exclusions
  • The Loss of Income Rider

DAY 4 : Unit-Linked Investment Policies – Pension Plans

  • Savings and Investment Products
    • Endowment Policies
  • Investment Products – Unit-linked and Universal Policies
    • Investment Funds
    • Bid and Offer Pricing
  • Private Pension Products – Life after Retirement
  • Group Life Insurance Master Plans
  • Group Professional Pension Products
    • The Management Committee

DAY 5 : Retirement Savings Options – Funds and Annuities

  • Sources of Income in Retirement – Surrendering Cash Value
  • The Investment Pyramid
  • Duration of Pension
    • The Level of Capital Needed
    • Solutions to the Interest Rate Level
    • Time and Exit Principle (Liquidity)
  • Annuities
    • The Principle of Whole-life Pension
  • The Principle of Whole-life Pension
    • Whole-life Ways of Distributing Capital Gains

European Business Center Training Methodology :

Our training work is presented in a professional and attractive manner.. Interspersed with interceptive information to renew attention throughout the training period… We aim with this method to train the listener and interact… In addition to practical applications that target the direct skills and knowledge required to be achieved.. It is presented to the trainees in more than one way.. Practical exercises and applications.. Surveys and questions.. A training strategy has been adopted based on pairing between the theoretical and the professional and between the local and the global.

What Does The Participant Get From The Course?

Each participant obtains an internationally accredited training certificate from the European Business Center for Training and Development … which has the ISO certificate in quality No. 900/2015 from the English international company UCAS .. and receives a training bag containing the scientific material via an electronic flash … in addition to an enjoyable and useful training that is reflected Positive and developmental for individuals and the institution

Note :

We can implement the training course in any of the cities referred to in this course..at the appropriate and required time for the trainees..through joint coordination with the training department at the center..the training is implemented in a distinctive manner according to the best quality standards so that we meet all training requirements and needs.

International Accreditations

European Business Center for Training and Development has obtained international and official accreditations with the highest and best international levels scientifically and technically, which reflect the level of outstanding performance in our training work.. so that it achieves what each participant aspires to by obtaining the best certificates with officially approved scientific and technical standards.