Retail Credit Risk & Credit Scoring
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1- Online Training...with international accreditation. The value of participation per person is €1,450
2-Requirement : specifying the course, number of participants
implementation date, and joint coordination.
Group contracting ... 20% Discount For Each Participant In Any Group Of Five Person Or More
Other Places To Hold The Course :
KualaLumpur.. Istanbul.. Dubai.. Cairo.. Riyadh.. Jeddah.. Abu Dhabi.. Doha.. Muscat.. Sharm El Sheikh.. Kuwait.. Tripoli.. Amman.. Beirut.. Damascus.. Tunisia.. Casablanca.. London.. Paris.. Barcelona.. Amsterdam.. Brussels
Retail Credit Risk & Credit Scoring
Introduction :
Risk and risk management are discussed at the outset of this course, whether it be in daily life, finance, or consumer loans. The most popular set of methods for managing and mitigating consumer credit risk will be examined: credit scoring.
It takes into account a variety of factors that have an impact on how we adopt and apply credit scoring in a consumer lending environment, as well as how we make sure it is effective in managing risk.
Course Objectives :
At the end of this course, the participants will be able to :
- Regarding risk, banking risks, retail banking risks, and the credit cycle
- How scorecards are implemented and how to establish the cut-off are discussed during the scorecard construction process.
- the management of scorecards after use
- Fraud’s effects on retail lending
- pertaining to the rules and laws that concern lending to consumers
- How to build your retail credit risk management team and select its members
Targeted Audience :
- Analysts and policymakers who are new to credit and aren’t necessarily daily involved in rating.
- Credit managers with experience who need a strategic perspective of lending and credit risk management methods.
- Regulators and auditors.
Course Outlines :
Unit 1 : What is Risk ?
- Risk definition
- Examining dangers
- Investigating banking risk, and then lending to consumers.
- The discussion of various hazards will include examples from both banking and non-banking firms.
The Credit Cycle and Principles of Credit Risk Management
Unit 2 : Credit Data
- Data and the several sorts of data used to determine creditworthiness
- Data sources
Unit 3 : Scorecard monitoring and tracking
- confirming that the scorecard remains appropriate for the intended audience
- Determining whether the scorecard is still functional
- Overrides and how they are handled
Account Acquisition
Account Management
Unit 4 : Detection, prevention and analysis
- Regulation
- Bad Debt Provisions
- Management Information
Unit 5: Designing and Recruiting a Credit Risk Management Team
- Functions and roles
- Retention and recruitment
European Business Center Training Methodology :
Our training work is presented in a professional and attractive manner.. Interspersed with interceptive information to renew attention throughout the training period… We aim with this method to train the listener and interact… In addition to practical applications that target the direct skills and knowledge required to be achieved.. It is presented to the trainees in more than one way.. Practical exercises and applications.. Surveys and questions.. A training strategy has been adopted based on pairing between the theoretical and the professional and between the local and the global.
What Does The Participant Get From The Course?
Each participant obtains an internationally accredited training certificate from the European Business Center for Training and Development … which has the ISO certificate in quality No. 9001/2015 from the English international company UKAS .. and receives a training bag containing the scientific material via an electronic flash … in addition to an enjoyable and useful training that is reflected Positive and developmental for individuals and the institution
Note :
We can implement the training course in any of the cities referred to in this course..at the appropriate and required time for the trainees..through joint coordination with the training department at the center..the training is implemented in a distinctive manner according to the best quality standards so that we meet all training requirements and needs.
International Accreditations
European Business Center for Training and Development has obtained international and official accreditations with the highest and best international levels scientifically and technically, which reflect the level of outstanding performance in our training work.. so that it achieves what each participant aspires to by obtaining the best certificates with officially approved scientific and technical standards.
